How we work and what we have to offer

The Loan Shop is one of SA’s largest loan finding service, helping over 10,000 clients per month.

Short term Loan

 These loans are normally completed the same day provided all information can be supplied and completed. these loans have shorter payment terms.

Terms up to 12 months | R1000 – R50 000 

Personal Loan

These loans have longer payment terms and larger loan amounts.  They are also dependent upon your affordability and credit criteria.

Terms up to 72 months | R2000 – R250 000.

Payday Loan

Payday loans are popular among those who are struggling through out the month, and need a short-term cash injection to help them before payday.

Terms up to 3 months | R500 – R4000

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23 540 Apps per month

We aim to process your application as fast as possible.

Easy & Secure

The application process is easy and your information will be kept secure

Money in 24 Hrs

At least 40% of our applications pay out with in the same day.

Online

We aim to be fast and efficient. That’s why our application process can be done anywhere online.

personal-loans

Online Application Process:

  • Choose Require Loan Amount
  • Complete Application Form
  • Application is processed
  • Agent Contacts client
  • Payment is made

Emergency Financial assistance for you

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Personal Loans

  • Typical terms: 12-72 Months
  • Typical interest rate (APR): Between prime and 27.5% per year
  • Typical loan sizes: R10,000-R200,000

 

Short term loans

  • Typical terms: 2-6 Months
  • Typical interest rate (APR): Between prime 3% and 5% per month (36-60%)
  • Typical loan sizes: R1,000-R8,000